Credit cards in 2025 offer amazing rewards if used smartly. Here’s a list of the best ones with great benefits.
1. SBI Cashback Card
5% cashback on online shopping
The SBI Cashback Card is a credit card focused on providing cashback rewards, particularly for online purchases. It offers 5% cashback on online spending with no merchant restrictions and 1% cashback on offline purchases.
There is a maximum cashback limit of ₹5,000 per monthly statement cycle. The card also includes a fuel surcharge waiver.
No joining fee first year
2. HDFC Millennia Card
Amazon and Flipkart offers
Lounge access at airports
3. ICICI Amazon Pay Card
5% reward for Prime users
No annual fee
4. Axis Ace Credit Card
2% cashback on utility bills
Good for bill payments
5. American Express SmartEarn Card
- Earn points on travel, movies, and dining
Things to Watch For
- Annual fees
- Late payment charges
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